Canada’s Trusted 
Path to Growth.

Supporting your home & wealth decisions, every step of the way.

Solutions built for life & growth.

Discover the strength of RFA Financial's integrated business and product lines.

Shutterstock 2520973677 Copy

MORTGAGES

We offer trusted mortgage solutions through RFA Bank of Canada and RFA Mortgage Corporation. Explore flexible options designed to support your homeownership goals.

Shutterstock 2611384651 Copy2

DEPOSITS

Secure your savings with our CDIC insured guaranteed investment products. We offer a full range of GICs through RFA Bank of Canada, so you can set a strong foundation for your financial future.

Firefly Architecture Realistic Image of Condo Windows 13997 Copy

REAL ESTATE & INVESTMENTS

Under the stewardship of RFA Asset Management, our diversified North American real estate portfolio spans office, retail, residential and industrial assets, with a focus on stability and long-term value creation.

Check Out Our Mortgage Products.

Self Employed

Achieve your dream of homeownership—start the journey of finding a home that fits your lifestyle and financial goals.

Refinance

Life changes and so do your mortgage needs. Discover how refinancing can benefit you—from lower rates, to changing terms.

Micro Condo

Micro condos can be a great option for homebuyers seeking space in their city’s core. Click to see square footage requirements.

First Timers

Buying your first home can feel overwhelming— it doesn’t have to be. We can help you buy with confidence.

Frontline

We offer an exclusive discounted rate and up to $2,000 cashback* for Frontline workers. Click to find out if you qualify.

Credit Restore

Having trouble qualifying for a traditional mortgage? Life happens, Alternative mortgages can help. Click to learn about your options.

New to Canada

Are you new to Canada? Discover our mortgage options tailored to residents with limited time in Canada & Canadian credit history.

Purchase Plus

Love the house but not the kitchen? Find out how you can turn your dream home into a reality by rolling renovation costs into your mortgage.

Rentals

Ready to invest in a rental property? Explore the benefits and learn how to qualify for an investment property mortgage.

Transfer

Why pay more with your existing lender when you could save? Find out how you can take advantage of our full-featured mortgages with great low rates.

Second Home

Looking to buy a vacation home or a second property for a family member? Find out how to finance your secondary property with ease.

Renewal

Is your mortgage up for renewal? Explore your options for customizing your mortgage term to suit your lifestyle.

Mortgage Resources.

Here are some helpful resources to support your mortgage & homebuying journey.

calculators
Toolbox
Forms
Contact
Philip Oroni 1uq P4 3qvs U Unsplash CopyGetty Images Ojh Sv V Jr M Ho Unsplash Copy

Latest News

20.07.2026

RFA Financial to Release Second Quarter 2026 Results on August 13, 2026

RFA Financial Inc. (“RFA” or the “Company”) (TSX: RFA) announced that it will release its financial results for the second quarter 2026 on Thursday, August 13, 2026, after market close on the Toronto Stock Exchange.

16.07.2026

RFA Financial Declares Series I Preferred Share Dividend

09.07.2026

RFA Financial Announces Disposition of Units of Dream Office REIT

 

Explore all of our latest
news & announcements.

Join Our Inner Circle.

Stay up to date with our latest news.

RFA logo

RFA’s residential mortgage lending business is operated by RFA Bank of Canada, a federally regulated Schedule I Bank, and RFA Mortgage Corporation. We’re committed to continuously evolving to better serve Canadians.

About

Company Profile

Code of Conduct

Accessibility

Mortgages

Our Products

Calculators

Resources

Deposits

GICs

OTHER

Broker Login

Solicitor Resources

Contact

Phone

Email

Careers

CDIC Digital Symbol

RFA Bank of Canada is a member of the Canadian Deposit Insurance Corporation (CDIC). We offer Guaranteed Investment Certificates through a contracted national network of Canadian Investment Regulatory Organization (CIRO) regulated deposit dealers.

The maximum insurance protection for CDIC-eligible GICs is subject to applicable limits.

Legal

Privacy

Complaint Handling

Whistleblowing Policy

Regulatory Disclosures

Copyright © 2025 RFA Capital Holdings

All rights reserved.

FSRA #12980