Canada’s Trusted 
Path to Growth.

Supporting your home & wealth decisions, every step of the way.

Solutions built for life & growth.

Discover the strength of RFA Financial's integrated business and product lines.

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MORTGAGES

We offer trusted mortgage solutions through RFA Bank of Canada and RFA Mortgage Corporation. Explore flexible options designed to support your homeownership goals.

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DEPOSITS

Secure your savings with our CDIC insured guaranteed investment products. We offer a full range of GICs through RFA Bank of Canada, so you can set a strong foundation for your financial future.

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REAL ESTATE & INVESTMENTS

Under the stewardship of RFA Asset Management, our diversified North American real estate portfolio spans office, retail, residential and industrial assets, with a focus on stability and long-term value creation.

Check Out Our Mortgage Products.

Self Employed

Achieve your dream of homeownership—start the journey of finding a home that fits your lifestyle and financial goals.

Refinance

Life changes and so do your mortgage needs. Discover how refinancing can benefit you—from lower rates, to changing terms.

Micro Condo

Micro condos can be a great option for homebuyers seeking space in their city’s core. Click to see square footage requirements.

First Timers

Buying your first home can feel overwhelming— it doesn’t have to be. We can help you buy with confidence.

Frontline

We offer an exclusive discounted rate and up to $2,000 cashback* for Frontline workers. Click to find out if you qualify.

Credit Restore

Having trouble qualifying for a traditional mortgage? Life happens, Alternative mortgages can help. Click to learn about your options.

New to Canada

Are you new to Canada? Discover our mortgage options tailored to residents with limited time in Canada & Canadian credit history.

Purchase Plus

Love the house but not the kitchen? Find out how you can turn your dream home into a reality by rolling renovation costs into your mortgage.

Rentals

Ready to invest in a rental property? Explore the benefits and learn how to qualify for an investment property mortgage.

Transfer

Why pay more with your existing lender when you could save? Find out how you can take advantage of our full-featured mortgages with great low rates.

Second Home

Looking to buy a vacation home or a second property for a family member? Find out how to finance your secondary property with ease.

Renewal

Is your mortgage up for renewal? Explore your options for customizing your mortgage term to suit your lifestyle.

Mortgage Resources.

Here are some helpful resources to support your mortgage & homebuying journey.

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Latest News

15.10.2026

RFA Financial Declares Series I Preferred Share Dividend

RFA Financial Inc. (“RFA” or the “Company”) (TSX: RFA) (TSX:
RFA.PR.I) announced today that its board of directors has declared a quarterly dividend of $0.4370625 per Series I preferred share for the quarter ending October 31, 2026…

15.09.2026

RFA Financial Declares Common & Series E Preferred Share Dividends

13.08.2026

RFA Financial Releases Second Quarter Results

 

Explore all of our latest
news & announcements.

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RFA’s residential mortgage lending business is operated by RFA Bank of Canada, a federally regulated Schedule I Bank, and RFA Mortgage Corporation. We’re committed to continuously evolving to better serve Canadians.

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RFA Bank of Canada is a member of the Canadian Deposit Insurance Corporation (CDIC). We offer Guaranteed Investment Certificates through a contracted national network of Canadian Investment Regulatory Organization (CIRO) regulated deposit dealers.

The maximum insurance protection for CDIC-eligible GICs is subject to applicable limits.

Please Note: RFA Financial, RFA Mortgage Corporation, RFA Asset Management & RFA Wealth Management are NOT members of the CDIC.

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